Wise 188-890 Charge On Truist Credit Card (2023) Know Everything!
In recent times, an alarming number of individuals have reported receiving dubious and unauthorized charges under the name “Wise 188-890” on their Truist credit cards and bank statements. This scam has affected hundreds of people in the last month alone, and its perpetrators aim to steal personal and financial information through malicious links.
In this article, we will delve into how this scam works, ways to avoid falling victim to credit card fraud, and steps to take if you have already been affected by the Wise 188-890 charge on Truist credit card.
Wise 188-890 Charge On Truist Credit Card: How It Works?
The Wise 188-890 charge on Truist credit card is a deceptive tactic employed by scammers to fraud unsuspecting individuals. Typically, the fraudsters initiate a small value transaction to test whether the card is active. Once they receive approval, they may proceed to make more significant unauthorized charges or sell the card information on the black market.
Victims of this scam have shared their experiences on platforms like Reddit. One such individual expressed concern over two mysterious charges labeled as “WISE 188-890” totaling $147.65. The shocking revelation is that the user had only received the credit card less than a week before and had not shared their card details with anyone.
How To Prevent Truist Credit Card Scams & Protect Yourself?
- Keep your wallet or purse secure at all times, and avoid leaving it in public.
- Carry only the necessary credit cards, leaving the rest in a secure location.
- Separate your credit cards from your wallet using a credit card case or another compartment in your wallet.
- In the unfortunate event of a stolen wallet, contact your bank immediately.
What To Do If You Have Been Scammed?
- Place a fraudulent activity alert on your credit report.
- Contact your credit card issuer and notify them.
- Contact the credit bureaus.
- Report to law enforcement about credit card fraud.
Conclusion
The Wise 188-890 charge on Truist credit card scam is a concerning issue affecting numerous individuals, with scammers attempting to exploit people’s personal and financial data. By staying vigilant, and regularly monitoring your accounts, you can secure yourself from credit card fraud and minimize potential damage.
FAQs
Is Truist aware of the Wise 188-890 charge issue?
As of now, Truist, the bank mentioned in connection with the Wise 188-890 charge, has not officially acknowledged the issue. Several users have claimed that they contacted Truist’s business fraud department, but the bank has not directly addressed the matter.
What should I do if I see the Wise 188-890 charge on my credit card statement?
If you came across this charge and did not authorize it, it is essential to take immediate action. Contact your bank right away. They will guide you through the process of reporting the unauthorized charge and securing your card.
Can I dispute charges that I don’t recognize on my credit card statement?
Yes, you can dispute charges that you don’t recognize or believe to be unauthorized. Credit card companies have processes in place to investigate such disputes and will work with you to resolve the issue. Remember to provide all relevant information and cooperate with their investigation.